Watson Associates Trusted accountants in Sussex for over 65 years
For manufacturers and engineering firms

How Much Of Your Cash Is Stuck In The Gap?

Your customers are on 60 days and your suppliers want paying in 30. The gap in between is cash you have earned but cannot use. Find out how big yours is.

Four questionsAbout two minutesInstant answer, no email needed
The Cash Gap Calculator

Four Questions About Your Business

Your best guess is fine. Your answer updates as you go.

Your cash gap so far60 days
01What is your annual turnover?
From sending the invoice to the money landing.
60 days
Quick pick:
From buying materials to sending the invoice.
30 days
Quick pick:
From receiving their invoice to paying it.
30 days
Quick pick:
Your cash gap
60days
Cash tied up in the gap at any one time About £575,000
Money comes back in90 days
Money goes out to suppliers30 days
The gap you fund yourself60 days
Day 0Day 90
Stock and work in progressWaiting for customers to pay

See your 90-day timeline, your biggest lever and what being paid 15 days sooner would free up.

Unlock My Full Breakdown

This is an estimate based on your turnover band. The call is where we make it exact.

Your full breakdown

What Is Inside Your Breakdown

Your 90-day cash timeline

Your biggest lever, picked from your answers

Your customers take longer to pay than they need to, and closing that frees up the most cash.

What being paid 15 days sooner would free up

£144,000

A short video on the three places the gap can be closed

Get Your Full Cash Gap Breakdown

Tell us who it is for. Your breakdown opens straight away, and you can download it as a PDF to keep.

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Why it happens

Why Profitable Firms Run Short Of Cash

In a business that makes things, the money goes out long before it comes back. The faster you grow, the wider that gap gets.

You Pay Out First

Materials, wages and overtime go out this month, whether or not the job is finished.

The Work Sits

Stock and work in progress wait on the shop floor until they can be finished and invoiced.

Customers Pay Later

Your customers take weeks, sometimes months, to pay. Until they do, you fund the difference.

Have you ever seen the number? It takes about two minutes.

Work Out My Cash Gap
65+Years in Sussex
80+Professionals
2Offices: Hailsham and Brighton
Watson Associates
Offices in Hailsham and Brighton
ACCAXero Platinum Champion PartnerSussex Chamber of Commerce
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